We speak with a single voice, representing both residential and commercial/multifamily interests. In short, when we take a position, we speak for a broad constituency and we put forth a consensus forged by the entire industry. We recently published the 2009 MBA Policy Agenda to Stabilize the Housing and Mortgage Markets as well as a short primer on real estate finance industry to help interested parties understand the background behind many current issues. You may also view MBA's Issue Briefs or State Mortgage Industry Fact Sheets for more information.

The 24-person government affairs staff, in conjunction with our governing committees, works hard on behalf of our members and the real estate finance industry. Each Monday, MBA's Government Affairs Department provides a detailed report on MBA advocacy activities in MBA NewsLink.

MBA's Council on Ensuring Mortgage Liquidity, a 23-member task force representing MBA's diverse membership base, has released a new paper outlining a proposed framework for a refined government role in the secondary mortgage market designed to ensure liquidity for mortgages without presenting unnecessary risks for the taxpayer. Visit MBA's Council on Ensuring Mortgage Liquidity Web page to learn more and to download the paper, Recommendations for the Future Government Role in the Core Secondary Mortgage Market.

During the current market challenges, the mortgage industry has taken unprecedented steps to assist borrowers and help them stay in their homes. Both on their own and through coordinated efforts like the HOPE NOW Alliance, mortgage services have prevented nearly 3.2 million foreclosures since July 2007.

View MBA's Resource Centers on the Housing and Economic Recovery Act, Financial Stability, the Government Sponsored Enterprises, the Federal Housing Administration and Reverse Mortgage Lending.