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MBA Market Rates	11/13		11/6
30-Year Fixed Rate	4.83		4.90
15-Year Fixed Rate	4.32		4.33
1 - Year ARM	6.82		6.85

Freddie Mac Conforming Rates	6/25		6/18
30-Year Fixed Rate	5.42		5.38
15-Year Fixed Rate	4.87		4.89
1 - Year ARM	4.93		4.95