Body
Last Updated: 03/31/2006
| |
5-Year Treasury
|
3-Year Treasury
|
1-Year Treasury
|
6-Month CD
|
6-Month LIBOR
|
1-Month LIBOR
|
11th District COFI
|
Nat'l Median Cost of Funds Ratio to SAIF- Insured Institutions
|
| |
1/ (Federal Reserve)
|
2/ (Federal Reserve)
|
3/ (Federal Reserve)
|
4/ (Federal Reserve)
|
5/ (Fannie Mae)
|
6/ (Fannie Mae)
|
7/Federal Home Bank of San Fransico
|
8/ Federal Home Bank of Chicago
|
|
Feb 06
|
4.57 |
4.64 |
4.68 |
4.88 |
4.991 |
4.631 |
n/a |
n/a |
|
Jan 06
|
4.35 |
4.35 |
4.45 |
4.69 |
4.813 |
4.572 |
3.347 |
2.94 |
|
|
|
Dec 05
|
4.39 |
4.39 |
4.35 |
4.62 |
4.690 |
4.386 |
3.296 |
2.86 |
|
Nov 05
|
4.45 |
4.43 |
4.33 |
4.52 |
4.580 |
4.295 |
3.190 |
2.82 |
|
Oct 05
|
4.33 |
4.29 |
4.18 |
4.32 |
4.447 |
4.088 |
3.074 |
2.74 |
|
Sep 05
|
4.01 |
3.96 |
3.85 |
4.01 |
4.215 |
3.858 |
2.972 |
2.67 |
|
Aug 05
|
4.12 |
4.08 |
3.87 |
3.99 |
4.082 |
3.694 |
2.870 |
2.61 |
|
Jul 05
|
3.98 |
3.91 |
3.64 |
3.80 |
3.924 |
3.511 |
2.757 |
2.54 |
|
Jun 05
|
3.77 |
3.69 |
3.36 |
3.56 |
3.691 |
3.340 |
2.676 |
2.48 |
|
May 05
|
3.85
|
3.72
|
3.33
|
3.44
|
3.531
|
3.116
|
2.622 |
2.43 |
|
Apr 05
|
4.00
|
3.79
|
3.32
|
3.34
|
3.415
|
3.082
|
2.515
|
2.39
|
|
Mar 05
|
4.17
|
3.91
|
3.30
|
3.23
|
3.387
|
2.858
|
2.400
|
2.34
|
|
Feb 05
|
3.77
|
3.54
|
3.03
|
3.00
|
3.149
|
2.689
|
2.317
|
2.30
|
|
Jan 05
|
3.71
|
3.39
|
2.86
|
2.85
|
2.958
|
2.589
|
2.183
|
2.27
|
|
|
|
Dec 04
|
3.60
|
3.21
|
2.67
|
2.66
|
2.775
|
2.417
|
2.118
|
2.22
|
|
Nov 04
|
3.53
|
3.09
|
2.50
|
2.46
|
2.623
|
2.282
|
2.025
|
2.18
|
|
Oct 04
|
3.35
|
2.85
|
2.23
|
2.18
|
2.300
|
1.987
|
1.960
|
2.16
|
|
Sept 04
|
3.36
|
2.83
|
2.12
|
2.04
|
2.169
|
1.840
|
1.931
|
2.15
|
|
Aug 04
|
3.47
|
2.88
|
2.02
|
1.89
|
1.990
|
1.648
|
1.875
|
2.11
|
|
Jul 04
|
3.69
|
3.05
|
2.10
|
1.85
|
1.985
|
1.492
|
1.816
|
2.09
|
|
Jun 04
|
3.93
|
3.26
|
2.12
|
1.76
|
1.942
|
1.358
|
1.758
|
2.09
|
|
May 04
|
3.85
|
3.10
|
1.78
|
1.46
|
1.578
|
1.108
|
1.708
|
2.08
|
|
Apr 04
|
3.39
|
2.57
|
1.43
|
1.21
|
1.368
|
1.100
|
1.802
|
2.12
|
|
Mar 04
|
2.79
|
2.00
|
1.19
|
1.05
|
1.159
|
1.091
|
1.815
|
|
|
Feb 04
|
3.07
|
2.25
|
1.24
|
1.11
|
1.202
|
1.097
|
1.841
|
2.15
|
|
Jan 04
|
3.12
|
2.27
|
1.24
|
1.12
|
1.210
|
1.098
|
1.811
|
2.22
|
|
|
|
Dec-03
|
3.27
|
2.44
|
1.31
|
1.17
|
1.219
|
1.119
|
1.902
|
2.22
|
|
Nov-03
|
3.29
|
2.45
|
1.34
|
1.17
|
1.229
|
1.116
|
1.821
|
2.25
|
|
Oct-03
|
3.19
|
2.26
|
1.25
|
1.14
|
1.220
|
1.445
|
1.909
|
2.28
|
|
Sept-03
|
3.18
|
2.23
|
1.24
|
1.13
|
1.179
|
1.286
|
1.923
|
2.32
|
|
Aug-03
|
3.37
|
2.44
|
1.31
|
1.13
|
1.209
|
1.471
|
1.946
|
2.36
|
|
Jul-03
|
2.87
|
1.93
|
1.12
|
1.06
|
1.151
|
1.104
|
2.018
|
2.41
|
|
Jun-03
|
2.27
|
1.51
|
1.01
|
1.02
|
1.123
|
1.123
|
2.113
|
2.50
|
|
May-03
|
2.52
|
1.75
|
1.18
|
1.19
|
1.223
|
1.319
|
2.130
|
2.57
|
|
Apr-03
|
3.05
|
2.06
|
1.27
|
1.23
|
1.290
|
1.318
|
2.208
|
2.62
|
|
Mar-03
|
2.90
|
1.98
|
1.24
|
1.20
|
1.262
|
1.306
|
2.210
|
2.77
|
|
Feb-03
|
2.78
|
2.05
|
1.30
|
1.27
|
1.336
|
1.334
|
2.257
|
2.73
|
|
Jan 03
|
2.93
|
2.18
|
1.36
|
1.30
|
1.353
|
1.339
|
2.308
|
2.83
|
|
|
|
Dec-02
|
4.34
|
2.23
|
1.45
|
1.36
|
1.382
|
1.383
|
2.375
|
2.90
|
|
Nov-02
|
4.30
|
2.32
|
1.49
|
1.40
|
1.380
|
1.471
|
2.537
|
3.00
|
|
Oct-02
|
4.74
|
2.25
|
1.65
|
1.69
|
1.741
|
1.618
|
2.708
|
3.10
|
|
Sep-02
|
4.65
|
2.32
|
1.72
|
1.74
|
1.819
|
1.751
|
2.759
|
3.13
|
|
Aug-02
|
4.49
|
2.52
|
1.76
|
1.72
|
1.820
|
1.815
|
2.763
|
3.21
|
|
Jul-02
|
4.19
|
3.00
|
1.96
|
1.84
|
1.818
|
1.863
|
2.821
|
3.28
|
|
Jun-02
|
3.81
|
3.49
|
2.20
|
1.92
|
1.836
|
1.948
|
2.847
|
3.32
|
|
May-02
|
3.29
|
3.80
|
2.35
|
1.93
|
1.844
|
2.090
|
2.772
|
3.38
|
|
Apr-02
|
2.94
|
4.01
|
2.48
|
2.11
|
1.842
|
2.100
|
2.723
|
3.48
|
|
Mar-02
|
2.95
|
4.14
|
2.57
|
2.16
|
1.880
|
2.332
|
2.653
|
3.55
|
|
Feb-02
|
3.05
|
3.55
|
2.23
|
1.95
|
1.883
|
2.068
|
2.744
|
3.65
|
|
Jan-02
|
3.03
|
3.56
|
2.16
|
1.85
|
1.829
|
1.989
|
2.823
|
3.79
|
|
|
|
Dec-01
|
4.86
|
3.62
|
2.22
|
1.90
|
1.98
|
1.88
|
3.07
|
3.90
|
|
Nov-01
|
4.89
|
3.22
|
2.18
|
2.03
|
2.10
|
2.15
|
3.37
|
4.09
|
|
Oct-01
|
4.64
|
3.14
|
2.33
|
2.26
|
2.17
|
2.32
|
3.63
|
4.27
|
|
Sep-01
|
4.76
|
3.45
|
2.82
|
2.84
|
2.53
|
2.64
|
3.97
|
4.45
|
|
Aug-01
|
4.93
|
4.04
|
3.47
|
3.49
|
3.48
|
3.58
|
4.11
|
4.59
|
|
Jul-01
|
4.81
|
4.31
|
3.62
|
3.70
|
3.69
|
3.76
|
4.27
|
4.68
|
|
Jun-01
|
4.76
|
4.35
|
3.58
|
3.74
|
3.83
|
3.84
|
4.50
|
4.78
|
|
May-01
|
4.57
|
4.51
|
3.78
|
4.01
|
3.99
|
4.06
|
4.75
|
4.90
|
|
Apr-01
|
4.12
|
4.42
|
3.98
|
4.41
|
4.23
|
4.44
|
4.95
|
5.01
|
|
Mar-01
|
3.91
|
4.43
|
4.30
|
4.74
|
4.71
|
5.08
|
5.20
|
5.09
|
|
Feb-01
|
3.97
|
4.71
|
4.68
|
5.12
|
4.96
|
5.28
|
5.43
|
5.17
|
|
Jan-01
|
4.39
|
4.77
|
4.81
|
5.45
|
5.36
|
5.62
|
5.51
|
5.22
|
|
|
|
Dec-00
|
6.58
|
5.26
|
5.06
|
6.30
|
6.21
|
6.57
|
5.62
|
5.21
|
|
Nov-00
|
6.68
|
5.79
|
6.09
|
6.63
|
6.68
|
6.83
|
5.61
|
5.20
|
|
Oct-00
|
6.50
|
5.85
|
6.01
|
6.65
|
6.72
|
6.62
|
5.59
|
5.13
|
|
Sep-00
|
6.26
|
6.02
|
6.13
|
6.68
|
6.76
|
6.62
|
5.55
|
5.09
|
|
Aug-00
|
6.69
|
6.17
|
6.18
|
6.76
|
6.85
|
6.63
|
5.51
|
5.05
|
|
Jul-00
|
6.30
|
6.28
|
6.08
|
6.86
|
6.92
|
6.63
|
5.46
|
4.96
|
|
Jun-00
|
6.18
|
6.43
|
6.17
|
6.91
|
6.96
|
6.66
|
5.36
|
4.88
|
|
May-00
|
6.06
|
6.77
|
6.33
|
6.94
|
6.96
|
6.52
|
5.20
|
4.83
|
|
Apr-00
|
5.93
|
6.36
|
6.15
|
6.50
|
6.54
|
6.14
|
5.08
|
4.73
|
|
Mar-00
|
5.78
|
6.53
|
6.22
|
6.36
|
6.41
|
6.04
|
5.00
|
4.68
|
|
Feb-00
|
5.70
|
6.65
|
6.22
|
6.26
|
6.32
|
5.89
|
4.97
|
4.67
|
|
Jan-00
|
5.17
|
6.49
|
6.12
|
6.15
|
6.21
|
5.79
|
4.90
|
4.63
|
|
|
Source: Federal Reserve Board
1/ Yields on actively traded issues adjusted to constant maturities. Source: U.S. Treasury.
2/ Yields on actively traded issues adjusted to constant maturities. Source: U.S. Treasury.
3/ An average of dealer offering rates on nationally traded certificates of deposit.
4/ An average of dealer offering rates on nationally traded certificates of deposit.
5/ Fannie Mae's LIBOR (London Interbank Offered Rate) rates are determined from information that is available as of 11:00
AM (London Time) on the second to last business day of each month.
6/ Fannie Mae's LIBOR (London Interbank Offered Rate) rates are determined from information that is available as of 11:00
AM (London Time) on the second to last business day of each month.
7/ The monthly COFI reflects the actual interest expenses recognized during a given month by all savings institution members
of the Federal Home Loan Bank of San Francisco (Bank).
8/ National Average Cost of Funds Ratio to OTS Regulated, SAIF, Source: OTS
|