U.S. Department of Veterans Affairs (VA) Programs
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The VA-backed home loan program is a vital tool in home financing for those who have served their country in the military. Servicemembers, veterans, and surviving spouses can obtain mortgages, often with no required downpayment, that VA partially guarantees.
The VA share of the single-family mortgage market has grown in recent years. With this growth, it has become even more critical that the program operates efficiently and effectively. MBA’s policy and advocacy efforts have focused on ensuring VA
origination, and servicing requirements are appropriately calibrated, fostering a liquid secondary market for securities backed by VA-guaranteed loans, and opposing proposals that would increase the cost of credit for VA borrowers to generate funds to
be used for non-housing purposes.
Recent MBA Activity Related to Government Lending
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MBA, Joint Trades Letter on ANPR, Loan Guaranty: Loss Mitigation Options for Guaranteed Loans
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MBA Letter on VA Cash Out Consumer Disclosures
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MBA Letter to FHA and VA on Assumptions
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Joint Trade Letter on Possible Federal Tenant Protections
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MBA Comments: FHLBank System at 100: Focusing on the Future – Request for Input
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MBA Comments on FHA Title I Manufactured Housing Program
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Testimony of Mark A. Jones on VA Appraisal Modernization Legislation Before the U.S. House Subcommittee on Economic Opportunity
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MBA Letter to SEC on FINRA Rule 4210
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MBA Letter to FHA on the Single-Family Housing Policy Handbook
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MBA Joint Letter to FHA on HUD ML 2022-06
Related MBA Events
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